Why choose Strata Research?
Deep investment research, within your reach.
Your investments deserve careful research. With Strata Research, you can understand businesses, economic scenarios and portfolio implications through AI-augmented reports built for individual investors.
Get research on the investments that interest you, without learning to operate AI or paying for a separate AI subscription. Start with free credits every month. Add an affordable subscription or top up when you want more research.
01 · Depth for individual investors
We care for retail investors.
We deliver the depth you deserve.
Give your investment decisions the depth they deserve.
Institutional investors have research built around their needs. We built Strata around yours. You make the final investment decision. We bring you data-based analysis, with access and pricing designed for individual investors.
You need to understand more than a promising headline before committing to an investment. How durable is the business? What assumptions support its value? Does market momentum support a possible entry? What could change the case?
Strata Expert helps you explore those connections. Company reports bring together business fundamentals, valuation, technical context, scenarios and risks where supported. Macro reports connect growth, inflation and policy with asset-allocation and sector-rotation considerations. You can examine the evidence and alternative outcomes, then form your own view.
Your access to deeper research can start with your free credits, on your iPhone. Institutional research context · See Strata's report examples
02 · Research without AI administration
Research tools getting too complicated?
Tired of taming AI?
Spend your attention on the investment. Let Strata prepare the research.
You have an investment to investigate. You should be able to get on with it.
With Strata, you do not need to write elaborate prompts, choose AI models, connect API keys or keep steering a conversation towards a finished report. Choose a supported company or macro region and the depth you want. We handle evidence gathering, data checks, financial calculations and report preparation.
You receive a structured report to read, save and examine. The app shows progress while the research is prepared, so you can leave the generation process to us.
AI usage is included in each report's credit cost. You have no separate AI subscription or usage bill to manage.
03 · Company and macro perspectives
Your interests first.
Our breadth follows.
Follow your investment interests and see the wider picture.
A company catches your eye. Its growth looks promising, but you want to understand the business and the price. Then an interest-rate decision makes you reconsider the sectors you hold.
Your research should help you follow that thinking. Interest rates can change borrowing costs and valuations. Inflation can put pressure on margins and purchasing power. Policy decisions and the business cycle can shift the prospects of the sectors you hold.
With company and macro analysis in one service, you can consider an investment in that wider setting. Explore the business and its competitive position, then examine how alternative economic paths could affect asset classes and equity sectors. You gain a broader basis for assessing opportunities, reconsidering exposures and identifying developments worth monitoring.
You choose which supported company or macro region to investigate, and when to revisit the case. Your interests set the direction, whether you are researching a business or thinking through the outlook for your portfolio.
You can return to a saved report, request a new one and compare how the case develops. Source dates help you understand the information behind each view.
See these perspectives in our historical Microsoft, JPMorgan, US and UK report examples.
Macro coverage includes the US, eurozone, UK, Japan, China and Canada. Company coverage and analytical depth depend on available evidence.
04 · Research within your reach
Worried about the cost?
Make serious research a regular part of investing.
An occasional investment idea should have room in your research budget. So should a month when you want to investigate several opportunities.
You receive 10 free credits every month, including access to Expert reports. When you want more research, you can subscribe to Pro or buy a one-off credit top-up. Your recurring free allowance continues alongside either option.
| How you want to research | What you receive | What that can give you |
|---|---|---|
| Explore with free credits | 10 credits each UTC calendar month | Three Expert company reports and one Standard report, or five Expert macro reports. |
| Research regularly with Pro | 50 paid credits per billing cycle, plus 10 free monthly credits. Eligible new subscribers: US$19.99/month for the first three months, then US$39.99/month. | Using 50 paid plus 10 free credits: ten Expert company reports, ten Expert macro reports and ten Standard reports, or 30 reports in total. |
| Top up when you need more | One-off packs: 10 credits for US$14.99 or 25 for US$29.99 | Extra capacity when you choose; top-up credits do not expire. |
That 30-report mix works out at about US$0.67 per report during the eligible introductory offer, then US$1.33 per report at the regular price. It uses all 50 paid credits plus one 10-credit free allowance: 30 credits for Expert company research, 20 for Expert macro and 10 for Standard reports.
These are illustrative averages, assuming those paid and free credits are available and fully used on that mix. They allocate the subscription cost across 30 reports; they are not separately purchasable report prices.
Standard reports use 1 credit, Expert macro 2 and Expert company 3. Free credits expire and reset at the start of each UTC calendar month; paid allowances follow your billing cycle. The two reset dates may differ. Prices shown are US prices; introductory eligibility, regional prices and offers appear in the app. Current plans and credits
05 · Compare your options
See what you gain.
Compare what your research budget can give you.
Your choice involves the depth of analysis you receive, the effort required to obtain it and the cost of keeping it part of your investing. Here is how the offers compare.
Key: ✓ Included. ✕ Not offered in the compared service. Short text states a condition; “Not verified” marks an evidence gap.
Scroll across to compare all five options.
| What you gain | Strata Research | ChatGPT | Bloomberg Terminal | Morningstar reports | New AI entrants Own AI accounts required |
|---|---|---|---|---|---|
| Research generated on request | Included | Included | Requires an AI workflow | Not offered in the compared service | Only after setup |
| Company and macro perspectives | Included | Requires your chosen scope | Included | Requires relevant research tools | Macro not verified |
| Model-based financial analysis | Included | Requires modelling instructions and review | Included | Included | Depends on the tool |
| Reports without writing AI prompts | Included | Requires your task brief | Included | Included | Only after configuration |
| No separate AI keys or provider bill | Included | Included | Confirm in quote | Included | Not offered in the compared service |
| Recurring free access | Included | Included | Trial access only | Not offered in the compared service | Depends on providers |
| Subscription and credit top-up options | Included | Eligible Work plans only | Contract subscription | Subscription only | Depends on providers |
| Keep your existing broker | Included | Included | Included | Included | Depends on setup |
| Illustrated cost per report | About US$0.67 introductory / US$1.33 regular¹ | Usage-dependent | Quote required. Institution-focused. No matched report price. | Research-access subscription | Usage-dependent |
¹ Strata's introductory subscription is US$19.99/month for the first three months for eligible new subscribers, then US$39.99/month. Its 30-report illustration uses 50 paid plus 10 free credits in full, with the mix and separate reset dates explained above. Morningstar's free trial lasts seven days; it is not recurring free access.
Sources: Strata plans; ChatGPT valuation, report workflows and plan pricing; Bloomberg Terminal, AI access and trial terms; Morningstar Investor; example of a bring-your-own AI setup.
Prepared by Strata; sources reviewed 20 September 2026. Benefits refer to supported coverage; plans differ in depth and limits. Bloomberg and Morningstar's prompt-free ticks refer to published analyst research. Morningstar's column compares those reports, not every Morningstar product. The new AI entrants column covers tools requiring your own AI accounts or API credentials; features vary by tool. Ticks are not quality scores.
Frequently asked questions
A few practical questions.
Do you need an AI subscription or a different broker?
No. You sign in to Strata and use credits to generate research. You do not need a separate AI subscription, API keys or a new brokerage relationship. You can keep the broker and other research services you already use.
Can you use Expert without subscribing to Pro?
Yes. Expert company reports use 3 credits and Expert macro reports use 2, so your 10 free monthly credits can fund either. You can buy a one-off top-up when you need extra credits or add Pro for regular research.
Why choose Strata Research?
Strata Research brings you AI-augmented company and macro research on demand, designed for individual investors. You get analytical depth, straightforward access and flexible spending in one service.
- Research built around you: choose the supported companies and markets that interest you. Request a new report when you want to revisit an investment case.
- Depth you can examine: explore business fundamentals, valuation, technical context, scenarios and risks, alongside macro asset-allocation and sector-rotation analysis. Expert depth depends on the subject and available evidence.
- A prepared report from one request: let Strata gather evidence, run checks and calculations, and bring the analysis together. Generation proceeds without you guiding a multistep chat.
- AI benefits without AI administration: you need no prompt-engineering skills, model selection, provider accounts or API keys. AI usage is included in each report's credit cost.
- Recurring access and concrete value: receive 10 free credits every month, including access to Expert. Add Pro or one-off top-ups. The illustrated 30-report mix uses 50 paid plus 10 free credits in full, averaging about US$0.67 during the eligible US$19.99/month introductory offer for three months, then US$1.33 at US$39.99/month. Free credits reset by calendar month; paid credits follow your billing cycle.
- Company and macro perspectives together: investigate a business and the wider investment environment through one research service.
- Freedom to keep your existing approach: retain your broker and trusted research providers. Save and export reports to review alongside other sources, discuss the evidence and reach your own conclusions.
You make the final decision. We bring the research together to help you make it an informed one.